Analysis of Non-Performing Loans in PT. Bank Rakyat Indonesia (Persero) Tbk, Unit Lubuk Begalung 2019-2020

نویسندگان

چکیده

Banks in general, carrying out their operations to obtain business results, are always faced with a risk. One of the risks experienced by bank is large ratio non-performing loans or what called Non-Performing Loans/NPLs. Based on Bank Indonesia regulations, has dangerous potential if an NPL more than 5%. This study aims analyze level at PT. Rakyat (Persero) Tbk Lubuk Begalung Padang Unit 2019-2020. research was conducted using quantitative methods. The data used this total number (BRIGuna, KUPEDES, KUR) and experiencing problems uses trend analysis as tool. From results partial analysis, BRIGuna's for 2019-2020 0, respectively, very healthy conditions 15.62% unhealthy conditions. increased 156% KUPEDES 5.35% 2.15% respectively. KUPEDES's decreased 59.82%. KUR rate 4.04% each. fairly 2.07% NPLs 48.74%.

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ژورنال

عنوان ژورنال: Journal Of Accounting And Finance Management

سال: 2021

ISSN: ['2721-3005', '2721-3013']

DOI: https://doi.org/10.38035/jafm.v2i4.139